Ag BI Protector

Ag Contingent Business Income Protector

Contingent Business Income – Risk Management Program

Intended For:

Ag Cooperatives

Ag Processors


Grain Handling Businesses

Ag Business Income Protector is a Contingent Business Income Program designed specifically for today’s Cooperatives and Processors to assist in managing risk.

This Contingent Business Income Program (CBI) provides coverage for your operation to protect against a financial loss of revenue due to a Qualifying Event occurring within your trade area. The coverage is designed to manage risk of lost revenue from sales, service, or throughput. The CBI coverage will put a financial floor under the annual budget of the Cooperative/Processor.

This coverage is now only available through the AgriCap Group, their Captive Insurance Structures and select group of reinsurance companies.

While Crop Yields may be increasingly uncertain from season to season, your Business Income doesn’t have to be. Changing weather patterns over the last 5 years have routinely caused losses throughout the agribusiness community.

The CBI coverage is written on an All-Risk Policy comprising these Qualifying Events, including but not limited to:

  • adverse weather conditions (including, but not limited to, drought and freezing)
  • fire
  • wildlife
  • insect infestation
  • plant or crop disease
  • earthquake
  • volcanic eruption
  • failure of the irrigation water supply

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